Creditor arrangement

In the letter titled “Bills Paid Before Travel” (Feb. ’08, pg. 64), R. Casey Hasey outlines his methods for being “carefree for a long trip” by arranging for every bill possible to be paid by credit card.

Long ago I put all my bills on AFT (Automatic Fund Transfer), with the exception of auto insurance, which I pay once per year by MasterCard. Month after month, the only check I write is to the bank holding the card.

When I travel, I estimate how much I will spend by MasterCard and send a check in advance for a sum substantially in excess of that. They post this as a credit and I can wait until I get home to do the balance.

HARRY PEARSON

Cape Canaveral, FL