Credit card trip-cancellation coverage

ITN subscriber Carol Anderson of Delray Beach, Florida, wanted to alert travelers to a major policy change regarding the Trip-Cancellation/Interruption Insurance coverage provided by the Chase United MileagePlus Explorer Visa card.

Before the change, the Chase United credit card provided coverage up to $10,000 per trip for travel expenses paid for with the card (including airfare, hotels and tours). However, an email from Chase in May informed cardholders that, as of June 1, "You can be reimbursed for up to $1,500 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by sickness, severe weather and other covered situations."

Carol asks, "Are there any cards that do trip-cancellation coverage better?"

If you have a credit card that offers comprehensive trip-cancellation/interruption insurance coverage on travel services purchased with the card, let us know the type, title and level of card you have (the brand and copyrighted names shown on the card). When describing the coverage from the card's current Terms & Conditions literature, please quote the exact wording. (If possible, email or send a copy of the fine print.)

Email editor@intltravelnews.com or write to Credit Card Trip-cancellation Coverage, c/o ITN, 2116 28th St., Sacramento, CA 95818. Subscribers' responses will be printed in a future issue. Please include your full mailing address (though only your name, city and state will be printed).