In the letter titled “VPN-location reminder” (Dec. ’16, pg. 12), Jim Royle makes a good point when he advises readers to each tell their bank and credit-card providers where they’re going so that their transactions, communications and log-in attempts from abroad won’t be refused by their bank’s security apparatus due to “unusual activity.”He goes on to say that those of us who use a VPN (virtual personal network), which provides Internet access...

Having read the travelers’ upsetting trip-insurance experiences in the July and August 2016 issues, I wanted to share one that was positive.In 2011, my wife, Mary, and I signed up with Grand Circle Travel (Boston, MA; 800/221-2610, www.gct.com) for a 2012 trip to Russia plus an extension to the Baltic countries, 20 days total.We had never purchased insurance before because we never get sick, but this time, with the trip a year away, we purchased trip-cancellation and medical insurance...

T-Mobile (t-mobile.com) is wonderful. Our service plan with T-Mobile includes unlimited data for our two phones for $120 a month and for our tablet for another $20.We took a 2-month trip, Sept. 13-Nov. 3, 2016, visiting eight capital cities in Eastern and Central Europe: Budapest, Bratislava, Vienna, Ljubljana, Zagreb, Belgrade, Sophia and Bucharest. During the trip, we enjoyed unlimited data (Internet, email, Google Maps, Google Translate, etc.) and unlimited texting.*Under a T-Mobile...